Tom Nestor owns Nestor Insurance Services, an independent insurance agency based in Phoenixville, Pennsylvania. He has worked in insurance and financial services since 2009.
The agency was built around a simple idea: people deserve to understand the insurance protecting their businesses, homes and financial futures. Because Nestor Insurance represents multiple insurance companies, Tom can compare real options instead of selling a single company's products.
Tom works most closely with contractors, human services nonprofits and restaurants, along with the households behind those businesses. His approach is coverage before price: understand the risk first, design the coverage, then compare carriers on a meaningful basis.
In the Community
Tom believes a local agency should show up for its community, not just insure it. He's an active member of the Phoenixville Regional Chamber of Commerce, which honored him with its 2025 Merit Award for his volunteer work in the region. He's also a member of the Greater West Chester Chamber of Commerce and the Exton Region Chamber of Commerce, and serves on the leadership team of Free Trade Networking.
Tom serves on the Executive Board of the Phoenixville Marian Youth Club, which works to make sports available and affordable for every kid in the region.
Outside the Office
Tom is a proud graduate of Kutztown University, where he played lacrosse for four years and met his wife, Christine. Today they're raising four boys, and Tom spends most of his free time outside with them, coaching their teams and playing games.
Licenses & Credentials
- 2025 Merit Award, Phoenixville Regional Chamber of Commerce
- In insurance and financial services since 2009
- Licensed to sell insurance in Pennsylvania, New Jersey, Delaware, Maryland, Ohio, Indiana, South Carolina, Georgia, Florida and Nevada
Articles by Tom
- How Much Liability Insurance Do You Actually Need? · October 21, 2026
- Your Subcontractor Has a Certificate of Insurance. Now What? · October 21, 2026
- What Does "Properly Insured" Actually Mean for Your Home and Car? · October 21, 2026