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- Homeowners Your house, belongings and personal liability.
- Condo Your unit, improvements, belongings and liability.
- Renters Your belongings and liability when you rent.
- Landlord / Rental Property Homes and units you rent to others.
Home / Personal Insurance
Personal Insurance
Protecting Your Personal Financial Security
We look at your home, vehicles, liability and other assets as pieces of the same financial picture, not separate insurance decisions.
Coverage Options
Personal Coverage, Reviewed Together
When your home, auto, umbrella and life coverage are designed together, it's easier to spot gaps and line up limits that make sense for what you own.
Auto & Recreation
- Auto Liability, physical damage and coverage for you and your passengers.
- Motorcycle Coverage for street bikes and the gear you ride with.
- Boat Your boat, motor, trailer and liability on the water.
- RV, Trailer & Camper Motorhomes, travel trailers and campers.
Extra Protection
- Personal Umbrella Additional liability limits above your home and auto policies, to help protect your assets and future income.
- Valuable Items Jewelry, collectibles and other valuables scheduled for their appraised value.
- Flood & Earthquake Perils most homeowners policies exclude, written as separate coverage.
Life
- Term Life Coverage for a set number of years, often matched to a mortgage or raising a family.
- Permanent Life Lifelong coverage with options for long-term planning.
One Financial Picture
Your policies should work together.
Many households buy home, auto and umbrella coverage at different times from different places. We review them side by side so your limits line up, your gaps get noticed, and you understand what you're paying for.
See How We WorkHelpful to Have for a Quote
- Current policies or declarations pages
- Drivers' names and dates of birth
- Vehicle year, make and model (or VINs)
- Home details: year built, square footage, roof age
- Any recent claims or tickets
Don't have everything? That's fine. We'll walk you through it.
Skip the paperwork. Sign in to your current insurance company and securely share your policy details with us in a few minutes.
Share My Current PolicyQuestions
Personal Insurance FAQ
Why work with an independent agency?
We represent multiple insurance companies, so we can compare coverage and pricing across carriers instead of offering a single company's products.
Do I need an umbrella policy?
It depends on what you own, your income and your activities. An umbrella can add liability protection above your home and auto limits. We'll help you decide whether it makes sense and how much.
Should my home and auto be with the same company?
Often there are advantages, but not always. We'll compare both approaches and explain the trade-offs.
Do you insure homes and cars outside Pennsylvania?
We're licensed in Pennsylvania, New Jersey, Delaware, Maryland, Ohio, Indiana, South Carolina, Georgia, Florida and Nevada.
Let's talk about what you're protecting.
Book a time with an agent, or call and talk it through.