| FACTS | WHAT DOES NESTOR INSURANCE SERVICES DO WITH YOUR PERSONAL INFORMATION? |
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| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? | The types of personal information we collect and share depend on the product or service you have with us. This information can include:
- Social Security number and driver's license number
- Insurance claim history and policy information
- Payment history and property or vehicle information
- Medical information (for life insurance applications)
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| How? | All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons Nestor Insurance Services chooses to share; and whether you can limit this sharing. |
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| Reasons we can share your personal information | Does Nestor Insurance Services share? | Can you limit this sharing? |
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| For our everyday business purposes — such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus | Yes | No |
| For our marketing purposes — to offer our products and services to you | Yes | No |
| For joint marketing with other financial companies | No | We don't share |
| For our affiliates' everyday business purposes — information about your transactions and experiences | No | We don't share |
| For our affiliates' everyday business purposes — information about your creditworthiness | No | We don't share |
| For our affiliates to market to you | No | We don't share |
| For nonaffiliates to market to you | No | We don't share |
Who We Are
| Who is providing this notice? | Nestor Insurance Services, an independent insurance agency, 21 Gay St, Phoenixville, PA 19460. |
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What We Do
| How does Nestor Insurance Services protect my personal information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. Access is limited to staff who need it, our systems are encrypted, and they require two-step sign-in. |
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| How does Nestor Insurance Services collect my personal information? | We collect your personal information, for example, when you
- apply for insurance or request a quote
- give us your contact information or provide your policy information
- file an insurance claim or pay your insurance premiums
We also collect your personal information from others, such as insurance companies, consumer reporting agencies, and motor vehicle records. |
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| Why can't I limit all sharing? | Federal law gives you the right to limit only
- sharing for affiliates' everyday business purposes — information about your creditworthiness
- affiliates from using your information to market to you
- sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing. See below for more on your rights under state law. |
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Definitions
| Affiliates | Companies related by common ownership or control. They can be financial and nonfinancial companies.- Nestor Insurance Services has no affiliates.
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| Nonaffiliates | Companies not related by common ownership or control. They can be financial and nonfinancial companies.- Nonaffiliates we share with can include insurance companies, wholesale brokers, comparative rating platforms, and service providers such as our CRM and agency management systems that help us quote, place and service your coverage.
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| Joint marketing | A formal agreement between nonaffiliated financial companies that together market financial products or services to you.- Nestor Insurance Services doesn't jointly market.
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Other Important Information
Insurance companies that issue your policies provide their own privacy notices, which describe how they handle your information.
Depending on the state you live in, state insurance privacy laws may give you additional rights, such as the right to see and correct certain personal information we hold about you and to be told the reasons for an adverse underwriting decision. To make a request, contact us at the phone number or email above.
